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A Profile of Older Americans: 2008

Health Insurance Coverage

In 2007, almost all (93%) non-institutionalized persons 65+ were covered by Medicare. Medicare covers mostly acute care services and requires beneficiaries to pay part of the cost, leaving about half of health spending to be covered by other sources. About 58% had some type of private health insurance. Over 7% had military-based health insurance and 9% of the non-institutionalized elderly were covered by Medicaid. Only 1% did not have coverage of some kind. About 89% of non-institutionalized Medicare beneficiaries in 2006 had some type of supplementary coverage. Among Medicare beneficiaries residing in nursing homes, about half (52%) were covered by Medicaid.

Figure 8:
Figure 8 is a chart showing the health coverage of older people. Over 98% have some type of coverage. Note - the categories are overlapping. 84% have Medicare, 9% have Medicaid, and 7% have military coverage. About 61% have some type of private insurance. Only 1.5% have no insurance.

Note: Figure 8 data is for the non-institutionalized elderly. A person can be represented in more than one category. (Source:, "Income, Poverty, and Health Insurance Coverage in the United States: 2007," P60­235, issued August, 2008, by the U.S. Bureau of the Census. Medicare beneficiary data is from the Medicare Current Beneficiary Survey)

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AoA - Statistics - A Profile of Older Americans 2008 - Disability and Activity Limitations