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A Profile of Older Americans: 2006

Health Insurance Coverage


In 2005, almost all (95%) non-institutionalized persons 65+ were covered by Medicare. Medicare covers mostly acute care services and requires beneficiaries to pay part of the cost, leaving about half of health spending to be covered by other sources. About 59% had some type of private health insurance. Over 7% had military-based health insurance and 9% of the non-institutionalized elderly were covered by Medicaid. Only 1% did not have coverage of some kind. About 87% of non-institutionalized Medicare beneficiaries in 2004 had some type of supplementary coverage. However, among Medicare beneficiaries residing in nursing homes, almost 58% were covered by Medicaid in 2001.

Figure 8: 
Figure 8: Health Insurance Coverage of Persons 65 and older in 2005.  All type of coverage 98.7.  Total provate 59.4 with 35.7 employee-based and 27.2 direct purchase.  Total government 95.4 with Medicare 95.0, Medicaid 9.6 and Military 7.4.  1.3 are not covered


Note: Figure 8 data is for the non-institutionalized elderly. A person can be represented in more than one category. (Source: U.S. Census Bureau, Current Population Survey, Annual Social and Economic Supplement. Based on Detailed Tables on Health Insurance Coverage, U.S. Bureau of the Census website. Medicare beneficiary data is from the Medicare Current Beneficiary Survey)

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AoA - Statistics - A Profile of Older Americans 2006 - Disability and Activity Limitations