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A Profile of Older Americans: 2010

Health Insurance Coverage

In 2009, almost all (93.5%) non-institutionalized persons 65+ were covered by Medicare. Medicare covers mostly acute care services and requires beneficiaries to pay part of the cost, leaving about half of health spending to be covered by other sources. About 58% had some type of private health insurance. Over 8% had military-based health insurance and 9% of the non-institutionalized elderly were covered by Medicaid. Only 1.8% did not have coverage of some kind. About 86% of non-institutionalized Medicare beneficiaries in 2007 had some type of supplementary coverage. Among Medicare beneficiaries residing in nursing homes, over half (62%) were covered by Medicaid.

Figure 8:
Figure 8 shows the percent of older persons with various types of health insurance.  98% have some type of coverage - note figures ae overlapping.  94% have Medicare; 9% have Medicaid.  58% have some type of private insurance as well.

Note: Figure 8 data is for the non-institutionalized elderly. A person can be represented in more than one category. (Source: “Income, Poverty, and Health Insurance Coverage in the United States: 2009,” P60 2386, issued September, 2010, by the U.S. Census Bureau. Medicare beneficiary data is from the Medicare Current Beneficiary Survey retrieved from the NCHS Health Data Interactive data warehouse)

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